Payment Options & Insurance Info
We require full payment at the time that services are rendered. For your convenience, we accept Visa, MasterCard, Discover, American Express, cash and personal checks.
CareCredit
The CareCredit health and pet care credit card is a flexible financing solution that allows you to manage the cost of veterinary expenses over time. Upon approval, you can use it immediately at veterinary locations in the CareCredit network to pay for routine veterinary appointments, grooming services, emergency pet care, and a variety of surgeries and treatments.
See how your veterinary bill can break down into convenient monthly payments with CareCredit’s Payment Calculator.

*Subject to credit approval
Can I use my HSA (Health Savings Account) or FSA (Flexible Spending Account) for my pet’s medical bills?
HSA + FSA guidelines are set by the IRS. Each card provider can put restrictions on what businesses their card can be used at, but some do allow to be used for the medical care for service animals if having the pet is “prescribed” by a human’s physician to alleviate a specific medical condition.
Please arrange with your HSA or FSA provider prior to your visit if it can be used and what types of services qualify. A card transaction being approved when ran at our office does not mean the transaction meets the guidelines for HSA or FSA treatment and may result in adjustment or money owed back to the saving account.
Insurance For Your Pets
Choosing the right plan for your pet can be confusing. Pawlicy.com is a service that helps owners find the best insurance options among all the insurances in vet med in 1 location with their online tool, or through their team of agents. Get personalized recommendations, compare top providers side-by-side, and uncover hidden savings on Pet Insurance through Pawlicy Advisor.
FIND THE BEST PET INSURANCE FOR YOUR BREED
The smartest way to buy the right plan at the best price.
Pawlicy.com is an informative insurance site, that helps owners FIND the best insurance options and pools all the insurances in Vet med into one location.
Personalized recommendations, Compare top providers side-by-side, and Uncover hidden savings on pet insurance. Get your pet’s insurance quote through PawlicyAdvisor.
Pet Insurance 101
1. Insurers differ.
All pet insurance is not the same. Some insurance plans cover accidents to your pet, but not illnesses. Some plans cover treatment for cancer, some don’t. It can be confusing, so you will need to do some research.
2. Don’t just look at the price.
A low price is no bargain if your insurance company denies your pet’s claim. Cheaper policies tend to provide less coverage. Will the cheapest pet policy cover your dog’s cancer treatment? Probably not.
3. You can use any veterinarian you want.
Not sure if Oakview accepts pet insurance? Don’t worry, this is not an issue. All pet insurances will allow claims from any licensed veterinarian, as long as the policy covers the type of care provided.
4. You have to pay the veterinary bill out of your own pocket.
With human health insurance, your doctor invoices your insurance company and you may never even see the bill. However, with pet insurance, you have to pay your veterinary bill and then submit your claim to your insurance company for reimbursement. (This is because pet insurance is considered a form of property insurance.)
5. Pre-existing conditions are not covered.
Not ever. Think of it this way: if you got into a car accident and then tried to buy auto insurance the next day, do you think it would be fair to expect the insurance company to pay for your accident?
6. Is pet insurance worth it?
Pet insurance protects you from large, unexpected vet bills. If your pet’s serious health problem would force you to go into debt or consider euthanasia, pet insurance could be for you.
Pet Insurance Checklist
- Think about what you would like pet insurance to do for you:
Help cover cost of preventive/annual veterinary care?
Provide peace of mind in case of catastrophic injury or illness?
- Search for a pet insurance company that is is stable and that has been around for a few years.
- Look for companies with veterinary professionals on staff.
- Avoid waiting periods if possible.
- Examine cancellation policies. Will the insurance company reimburse you for premiums you paid but were not earned?
- Choose a policy with broad coverage and know what is not covered:
Accidents only?
Accidents and Illness?
Preventive care?
- Understand pre-existing clauses and what happens upon renewal. Be aware that with some plans, any illness or injury incurred during the previous plan year will become pre-existing upon renewal.
- Check to see if any breeds are not covered or if premiums are higher for certain breeds.
- Review any age limits for coverage.
- If you have more than one pet, look for multiple pet discounts.
- Understand how claims are paid and what should be submitted to the insurance company.
- Analyze the cost of insurance against your anticipated out-of-pocket expenses during the life of the pet with or without major veterinary care.
- Consider what your spending limit would be for catastrophic injury, illness or chronic health problems.
Help for Unforeseen Costs
When the unforeseen happens to our pets, sometimes the costs are beyond what is feasible for our clients. Please VISIT THIS LINK for a comprehensive list of resources available for our clients.